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Checking AccountsCommunity Bank offers a variety of checking accounts to meet the needs of each of our customers. Regular Checking This account is for customers looking for the basic checking account. Our regular checking account has a minimum opening deposit of $100.00. With this account, the customer pays for their own checks. If you maintain a balance of $400.00, there is no monthly service charge. If your balance drops below $400.00, you will be assessed a $5.00 monthly fee. Senior Citizen / Student Checking This account is for senior citizens (60 years or above) and students. This account requires a minimum deposit of $100.00 to open, but no minimum balance is required thereafter. There are no monthly service charges associated with this account. NOW and Money Market AccountsNOW Account This account offers unlimited check-writing convenience with no monthly service charge when you maintain a minimum balance of $1,000.00. You’ll also earn interest on your account. If your account falls below the minimum balance of $1,000.00 any time during the month, a $7.50 service charge will be imposed. Super NOW Account This account is for customers who write few checks per month, but want to earn more for their money. With a minimum balance requirement of $2,500.00 you earn a higher rate of interest. If your account falls below the minimum balance of $2,500.00 any time during the month, a $7.50 service charge will be imposed. Money Market Deposit Account Our Money Market Deposit Account is for customers with limited check writing capabilities. With a minimum balance requirement of $2,500.00 and a transaction limitation of 6 withdrawals per month, you will earn a higher interest rate credited monthly. If your account falls below the minimum balance of $2,500.00 any time during the month, a $7.50 service charge will be imposed. Club AccountsCommunity Bank offers a variety of Advantage Club Accounts to fit the different lifestyles and demands of our customers. Advantage Club For customers who have basic checking needs and struggle with the minimum balance requirements, try our Advantage Club account. With a $100.00 minimum deposit to open an Advantage Club account, you will receive many benefits, including your first order of personalized checks, unlimited check writing, $5,000 Accidental Death Insurance and Credit Card Protection. If your account falls below the $100.00 minimum balance during the month, a $7.50 service charge will be imposed. Advantage Club Now Enjoy all the same benefits of the Advantage Club Account and earn interest on your account. Maintain a minimum balance of $1,000.00. If your balance falls below $1,000.00, a service charge of $7.50 will be imposed. Advantage Club Plus If you’re looking for an account with no minimum balance requirement, this account offers many benefits for only $5.00 a month. With a minimum deposit of $100.00 to open an Advantage Club Plus, you will enjoy unlimited free Specialty Grey checks, no fees for cashier’s checks and travelers checks, $10,000 Accidental Death Insurance, discounts on safe deposit box rent, notary service, photocopy service and more. Advantage Club Plus Now Enjoy all the same benefits of the Advantage Club Plus and earn interest on your account for only $5.00 a month membership fee. Maintain a minimum balance of $1,000.00 in your account and no service charge will be imposed. Advantage Club 50 Plus If you’re 50 years of age, enjoy all the benefits of our Advantage Club 50 Plus account for only a $4.00 per month membership fee. Advantage Club 50 Plus Now Enjoy all the same benefits of the Advantage Club 50 Plus and earn interest on your account for a $4.00 monthly membership fee. Maintain a minimum balance of $500.00 in your account and no service charge will be imposed.
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