PRIVACY STATEMENT

STATEMENT ON THE PRIVACY OF CUSTOMER INFORMATION

Protecting your privacy is important to COMMUNITY BANK and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Community Bank employees for collection, use, retention and security of nonpublic personal information.

What Information We Collect

We may collect “nonpublic personal information” about you from the following sources:

• Information we receive from you on applications or other loan and account forms
• Information about your transactions with us or others
• Information we receive from third parties such as credit bureaus

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.

What Information We Disclose

We are permitted under law to disclose nonpublic information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose nonpublic personal information about you to anyone, except as permitted by law.

We will not sell, rent or give away your name or address to anyone for marketing purposes.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures

We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic information.

Privacy For Our Website

We recognize the importance of protecting the confidentiality of personal information that may be submitted to us when you visit our website.  The information we receive depends on what you do when you visit our website.

If you visit our site to read or download information such as product information for checking and savings accounts or other services offered by Community Bank, we do not collect personally identifiable information from this visit.  We do measure the number of visitors to assist us in making our site more useful to our visitors.

If you register to use online banking services, send us e-mail messages or complete forms or bill payment information you may be asked to provide information to process your transaction or request.  This information may be retained by us to facilitate decisions and to complete the requested transactions.  Information you submit to us is treated no differently than information you might provide in a written format such as account applications, check reorders or other correspondence.

Our Commitment To You

We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy.  If you have any questions about how Community Bank protects your confidential information, please call us at (217)283-7733

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